True. "Who Is An Insured" in a Commercial General Liability (CGL) insurance policy is typically determined by the legal structure of the insured's organization. The CGL policy defines who qualifies as an insured based on the insured entity's legal status, such as a corporation, partnership, or individual. The policy may specify who is covered as an insured, including employees, executives, officers, directors, and sometimes even volunteers or other affiliated parties.
It's important to review the specific language and definitions within the CGL policy, as they can vary between insurance companies and policies. The legal structure and organization of the insured entity play a crucial role in determining who is covered under the policy.