True. The Custom Farming Endorsement typically covers Liability and Medical Payments coverages for injuries to farm employees. This endorsement is often added to a farm insurance policy to provide protection for situations where the farm operation hires or contracts with individuals or other businesses to perform custom farming services, such as planting, harvesting, or other agricultural work.
The Liability coverage helps protect the farm operation from financial responsibility if someone, including farm employees, is injured or their property is damaged during the custom farming activities.
The Medical Payments coverage provides coverage for medical expenses incurred by individuals who are injured on the farm premises, including farm employees, regardless of fault. It is designed to help with the immediate medical costs associated with injuries.
However, the specifics of coverage can vary depending on the insurance policy and the terms and conditions outlined in the Custom Farming Endorsement. It's important for farm owners and operators to carefully review their insurance policies and endorsements to understand the extent of coverage and any limitations or exclusions that may apply.