Final answer:
The paragraph has been rewritten using coordination and subordination to create compound and complex sentences. It discusses the difficulties of saving money, advises banking cash and avoiding credit cards, and warns against the financial risks of gambling.
Step-by-step explanation:
Saving money, though difficult for some to the point of impossibility, can be made easier through a few simple steps. Having excessive cash on hand is problematic because it can be spent freely and temptation is always present; instead, banking cash, which offers not only a saving solution but also the potential to earn interest, is advisable. Avoiding credit cards is wise, particularly as they're now so accessible that companies nearly reward customers simply for opening an account, but the card holders ultimately bear the financial burden. For those who don't settle their balances monthly, they will end up paying drastically more, and some people who perpetually don't achieve a zero balance will end up permanently paying interest. Such situations can lead to people declaring bankruptcy. However, using credit cards only in cases of emergency is a more economical approach. Furthermore, the lottery or any forms of gambling, possibly the most perilous financial risks, should be steered clear of. The thrill of making a bet can often lead to empty-handedness, which can be a harsh reality; the highly addictive nature of gambling has the potential to lead to financial ruin. Saving money does require effort, but it becomes more manageable when people make smart money decisions.
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