Question

Which of the following statements is true of workers' compensation?

A) Workers' compensation covers self-inflicted injuries.
B) Workers' compensation provides a form of no-fault protection in the workplace.
C) The system is governed by a federal board.
D) Workers cannot sue for damages resulting from a work-related injury in any circumstances.

Answer 1

The true statement about workers' compensation is that it provides no-fault protection in the workplace, where employers pay into state-run funds used to compensate workers injured on the job.

Step-by-step explanation:

Among the options provided regarding workers' compensation, the correct statement is that workers' compensation provides a form of no-fault protection in the workplace. Workers' compensation is an insurance system where employers contribute to a state-run fund. Option B is correct .This fund is used to compensate employees who sustain injuries at work, without the need to prove the employer's negligence. The intent is to ensure that workers receive medical care and compensation for a portion of the income they lose while they are unable to work due to their injuries.

It is important to note that workers' compensation typically does not cover self-inflicted injuries, and while it does offer protection, there are instances where workers can sue for damages, particularly when an injury results from an employer's intentional act or gross negligence. Additionally, most workers' compensation programs are state-governed, not by a federal board.

Answer 2

The true statement about workers' compensation is that it provides a form of no-fault protection in the workplace. Workers are entitled to benefits for job-related illnesses or injuries without needing to establish employer fault. The system is generally state-governed, not federal.

Step-by-step explanation:

Among the following statements about workers' compensation, the true one is that workers' compensation provides a form of no-fault protection in the workplace. This means that if an employee gets injured or becomes ill as a direct result of their job, they are entitled to receive workers' compensation benefits regardless of who was at fault for the injury or illness. Employers contribute to state-level funds to cover these benefits. The system ensures that workers have some level of protection and support without needing to prove fault or negligence on the part of the employer.

It is important to note that workers' compensation does not cover self-inflicted injuries, and while the system limits the circumstances under which an employee can sue their employer, there are exceptions in cases involving gross negligence or intentional harm.

Workers' compensation systems are generally governed by state law, not a federal board, meaning that the details and administration of workers' compensation can vary from state to state.