Answer:
c. unintentional lapse protection
Step-by-step explanation:
The provided scenario describes a policy provision known as "unintentional lapse protection." This provision allows a policyholder to resume premiums and reinstate coverage in the event of a missed or late payment, provided the policyholder meets certain conditions, such as notifying the insurer of the problem and paying all premiums due within a specified time period. The main goal of this provision is to protect the policyholder from permanent loss of coverage due to a temporary lapse in payments. Therefore, option c. "unintentional lapse protection" is the correct answer.