Answer:
A criminal record due to risky behavior can negatively impact your job or university application in the following ways:
1. Limited job opportunities: Some employers may conduct background checks and having a criminal record can make it difficult to secure certain jobs, especially those that require a high level of trust or responsibility.
2. Admissions consideration: Universities and colleges may also consider an applicant's criminal record during the admissions process. Having a criminal record can potentially affect your chances of being accepted into certain programs or institutions.