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FINANCIAL LITERACY If $500 is deposited in a savings account providing an annual interest rate of 5.6% compounded quarterly, how long will it take for the account to be worth $750?

User Tsubasa
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Final answer:

It will take approximately 29.169 years for the account to be worth $750.

Step-by-step explanation:

To find out how long it will take for the savings account to be worth $750, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:


  • A is the final amount in the savings account ($750)

  • P is the initial deposit ($500)

  • r is the annual interest rate (5.6% expressed as 0.056)

  • n is the number of times the interest is compounded per year (quarterly, so n = 4)

  • t is the number of years

Plugging in these values, we get:

$750 = $500(1 + 0.056/4)^(4t)

Simplifying this equation, we have:

1.5 = (1.014)^t

To solve for t, we take the natural logarithm of both sides:

ln(1.5) = t * ln(1.014)

Using a calculator, we find that ln(1.5) ≈ 0.4055 and ln(1.014) ≈ 0.0139.

Therefore, t ≈ 0.4055 / 0.0139 ≈ 29.169 years.

So, it will take approximately 29.169 years for the account to be worth $750.

User Thorsten Scherf
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