Answer:
She enjoys instant gratification.
Step-by-step explanation:
Martha's difficulty in saving money is most likely due to her preference for instant gratification. If she frequently indulges in shopping sprees and rewards herself without considering long-term financial goals, she may find it challenging to save money for the future. Instant gratification involves seeking immediate pleasure or satisfaction, often at the expense of long-term financial planning. This behavior can hinder her ability to save and build a strong financial foundation.
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