Question

Read the passage.

I am a father who is helping his daughter pay off her student loan of $50,000. That is a lot of money; however, it is a drop in the student-loan bucket that currently holds over $1 trillion of student debt. In fact, 44 million Americans currently owe money on their student loans—a major problem. Without a solution, young adults entering the workforce will do so knowing that their paychecks will be significantly less due to the need to repay their student loans. The government must work to change this.

How does the writer best use evidence to support the claim? Select three options.

The writer uses empirical evidence by including specific data about student debt and loans.
The writer uses empirical evidence by referring to the amount of money that his daughter and her friends owe in student debt.
The writer uses logical evidence by claiming that his daughter owes a significant amount of money.
The writer uses logical evidence by explaining a reasonable theory about paychecks being less.
The writer uses anecdotal evidence by sharing a personal connection to the student debt problem.
The writer uses anecdotal evidence by discussing how his daughter’s debt is more than his was.

Answer 1

must take action to address the student loan crisis. One possible solution is to implement policies that reduce the burden of student loan debt.

Firstly the government could consider offering more grants and scholarships to students who demonstrate financial need. By increasing the availability of financial aid students may be able to reduce their reliance on loans and graduate with less debt. Additionally the government could explore options for expanding work-study programs allowing students to earn money while attending school and decreasing their need for loans.

Secondly there should be an evaluation of the interest rates charged on student loans. Currently the interest rates on federal student loans can be quite high making it even more difficult for borrowers to repay their debts. Lowering interest rates or implementing a fixed interest rate system could provide much-needed relief to borrowers and potentially decrease the total amount owed over time.

Furthermore the government could consider implementing loan forgiveness programs or expanding existing ones. This would alleviate the burden on individuals who have been struggling to make payments for years allowing them to focus on other financial goals such as buying a home or starting a business.

Lastly financial literacy education should be improved to ensure that students fully understand the implications and responsibilities of taking on student loan debt. This could include providing resources and workshops that help students make informed decisions about their finances and repayment options.

In conclusion the government must recognize the severity of the student loan crisis and take action to alleviate the burden on borrowers. By implementing policies such as increased financial aid lower interest rates loan forgiveness programs and improved financial literacy education the government can help alleviate the financial strain on millions of Americans and create a brighter future for young adults entering the workforce.