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Old Town Entertainment has two employees in 2016. Clay earns $3,600 per month and Philip, the manager, earns $10,800 per month. Neither is paid extra for working overtime. Assume the Social Security tax rate is 6 percent on the first $110,000 of earnings and the Medicare tax rate is 1.5 percent on all earnings. The federal income tax withholding is 15 percent of gross earnings for Clay and 20 percent for Philip. Both Clay and Philip have been employed all year.

Required

a. Calculate the net pay for both Clay and Philip for March.

b. Calculate the net pay for both Clay and Philip for December.

c. Is the net pay the same in March and December for both employees? Why or why not?

d. What amounts will Old Town report on the 2016 W-2s for each employee?

1 Answer

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a. Net pay for March:

Clay's gross earnings: $3,600

Social Security tax (6% on first $110,000): $3,600 × 6% = $216

Medicare tax (1.5% on all earnings): $3,600 × 1.5% = $54

Federal income tax withholding (15% of gross earnings): $3,600 × 15% = $540

Net pay for Clay in March:

$3,600 - $216 - $54 - $540 = $2,790

Philip's gross earnings: $10,800

Social Security tax (6% on first $110,000): $10,800 × 6% = $648

Medicare tax (1.5% on all earnings): $10,800 × 1.5% = $162

Federal income tax withholding (20% of gross earnings): $10,800 × 20% = $2,160

Net pay for Philip in March:

$10,800 - $648 - $162 - $2,160 = $7,830

b. Net pay for December:

The calculations for December are the same as for March, so the net pay for Clay and Philip would be the same as in March.

c. The net pay is the same in March and December for both employees. This is because the deductions for taxes (Social Security, Medicare, and federal income tax withholding) are based on a percentage of the gross earnings, which remains constant throughout the year.

d. The amounts that Old Town will report on the 2016 W-2s for each employee are as follows:

- Clay: Gross earnings ($3,600 per month ×12 months = $43,200), Social Security tax withheld, Medicare tax withheld, and federal income tax withheld.

- Philip: Gross earnings ($10,800 per month ×12 months = $129,600), Social Security tax withheld, Medicare tax withheld, and federal income tax withheld.

These amounts will be reported in the respective boxes on the employees' W-2 forms for tax reporting purposes.

User Bert Hekman
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