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Suppose that $2500 is placed in a savings account at an annual rate of 2.6%, compounded quarterly. Assuming that no withdrawals are made, how long will it take for the account to grow to $35007 Do not round any intermediate computations, and round your answer to the nearest hundreoth. If necessary, refer to the list of financial formular-

User Nbilal
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3 votes

Answer:

time = 101.84 years

Explanation:

The formula for compound interest is given by:

A(t) = P(1 + r/n)^(nt), where

  • A(t) is the amount in the account after t years (i.e., 35007 in this problem),
  • P is principal (i.e., the deposit, which is $2500 in this problem),
  • r is the interest rate (percentage becomes a decimal in the formula so 2.6% becomes 0.026),
  • n is the number of compounding periods per year (i.e., 4 for money compounded quarterly since there are 4 quarters in a year),
  • and t is the time in years.

Thus, we can plug in 35007 for A(t), 2500 for P, 0.026 for r, and 4 for n in the compound interest formula to find t, the time in years (rounded to the nearest hundredth) that it will take for the savings account to reach 35007:

Step 1: Plug in values for A(t), P, r, and n. Then simplify:

35007 = 2500(1 + 0.026/4)^(4t)

35007 = 2500(1.0065)^(4t)

Step 2: Divide both sides by 2500:

(35007 = 2500(1.0065)^4t)) / 2500

14.0028 = (1.0065)^(4t)

Step 3: Take the log of both sides:

log (14.0028) = log (1.0065^(4t))

Step 4: Apply the power rule of logs and bring down 4t on the right-hand side of the equation:

log (14.0028) = 4t * log (1.0065)

Step 4: Divide both sides by log 1.0065:

(log (14.0028) = 4t * (1.0065)) / log (1.0065)

log (14.0028) / log (1.0065) = 4t

Step 5; Multiply both sides by 1/4 (same as dividing both sides by 4) to solve for t. Then round to the nearest hundredth to find the final answer:

1/4 * (log (14.0028) / log (1.0065) = 4t)

101.8394474 = t

101.84 = t

Thus, it will take about 101.84 years for the money in the savings account to reach $35007

User Rajesh Choudhary
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