Some forms of investment that generally pay a higher rate of return than traditional banks include stocks, bonds, mutual funds, exchange-traded funds (ETFs), and real estate. These forms of investment carry a higher degree of risk than traditional bank accounts, but they also offer the potential for higher returns. It's important to note that the potential for higher returns comes with a higher degree of risk, and there is no guarantee that you will earn a return on your investment. It's important to do your research and consult with a financial professional before making any investment decisions.