Question

The Personal Injury and Advertising Injury sections of a Commercial General Liability policy will provide coverage for a claim that results from:

Select one: a. Property damage caused by an auto accident. b. Bodily injury to the insured. c. Slanderous statements made by the insured. d. Liability assumed by the insured.

Answer 1

The Personal Injury and Advertising Injury sections of a Commercial General

Liability

policy will provide coverage for a claim that results from certain non-physical injuries and harm caused by business operations or advertising activities.

Personal Injury and Advertising Injury sections within a Commercial General Liability (CGL) policy offer coverage for specific types of non-physical injuries. Personal Injury coverage applies to claims involving defamation, false arrest, invasion of privacy, wrongful eviction, and similar offenses. Advertising Injury coverage, on the other hand, protects against claims arising from false advertising, copyright infringement, slander, and related acts. These sections aim to safeguard businesses from legal liabilities resulting from such non-physical injuries or harm stemming from their business operations or advertising practices. It's essential to review the policy language and exclusions to fully comprehend the extent of coverage provided by the CGL policy for Personal Injury and Advertising Injury claims.