Answer:
Fed Member banks are subject to reserve requirements(at least prior to 2020)
Step-by-step explanation:
Commercial banks that have elected to join the Federal Reserve System are known as Federal Reserve member banks. The Federal Reserve has imposed a number of rules and requirements on these banks, including reserve requirements. The amount that member banks are required to retain in reserve against their deposit liabilities is referred to as the reserve requirement.
As a result, A Fed member is the most appropriate response given the options, as banks that are members of the Federal Reserve are absolutely subject to reserve requirements.