Answer:
The government health insurance program that provides coverage for its own civilian employees is called the Federal Employees Health Benefits (FEHB) Program.
The Federal Employees Health Benefits (FEHB) Program is a comprehensive health insurance program designed to provide coverage for federal employees, retirees, and their dependents. Established in 1960, the FEHB Program is administered by the U.S. Office of Personnel Management (OPM) and offers a wide range of health insurance plans, including fee-for-service plans, health maintenance organizations (HMOs), consumer-driven health plans, and high-deductible health plans.
Eligible participants can choose from various plans based on their needs and preferences. The government contributes a significant portion of the premium costs, making the program more affordable for federal employees. The FEHB Program also offers dental and vision insurance through the Federal Employees Dental and Vision Insurance Program (FEDVIP).
In addition to providing coverage for medical expenses, the FEHB Program also includes benefits such as mental health services, prescription drug coverage, maternity care, preventive services, and more. Participants can change their plan or enrollment status during the annual Open Season or when they experience a qualifying life event.