Question

Which of the following losses is normally included in homeowners' insurance coverage?

Select one:
a. property loss caused by a pet
b. loss or damage to the homeowners' personal property while staying at a hotel in Las Vegas
c. damage to motor vehicles
d. none of the answers is correct.
e. normal wear and tear on the dwelling

Answer 1

Homeowners' insurance typically covers loss or damage to personal property while staying at a hotel, which is represented by option b. This coverage applies both on and off the premises of the insured home.

Step-by-step explanation:

The question is about what losses are typically covered by a homeowners' insurance policy. Option b, loss or damage to the homeowners' personal property while staying at a hotel in Las Vegas, is normally included in a standard homeowners' insurance policy. These policies often provide coverage for personal property both on and off the premises, which would include items lost or damaged while staying at a hotel. However, the coverage might be subject to limitations or require additional riders.

Answer 2

Homeowners' insurance coverage normally includes loss or damage to personal property while staying at a hotel.

Step-by-step explanation:

In homeowners' insurance coverage, loss or damage to the homeowners' personal property while staying at a hotel in Las Vegas is normally included. This means that if the homeowner's personal belongings are stolen or damaged while they are away from their home, their insurance policy may cover the cost of replacing or repairing those items.

However, property loss caused by a pet, damage to motor vehicles, and normal wear and tear on the dwelling are typically not covered by homeowners' insurance.