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earnings reinvested in the business to replace equipment, add new facilities, or serve as financial protection are called

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Answer:

The correct answer is retained earnings. This term refers to the portion of a company's net income that is not paid as dividends to shareholders but rather retained within the business for reinvestment. Retained earnings are often used for capital expenditures such as equipment or facility upgrades, to pay down debt, or to serve as a buffer against unexpected financial challenges.

Step-by-step explanation:

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