Given data;Transformer rating = 50 KVA,Transformation ratio = 20Open circuit test results;Ammeter, I0 = 0.6 AVoltmeter, V0 = 230 VWattmeter, W0 = 300 WShort circuit test results;Ammeter, Isc = 9.87 AVoltmeter, Vsc = 150 VWattmeter, Wsc = 600 WEfficiency of the transformer;Efficiency of transformer = output power / input powerWe know that, the efficiency of transformer on full load is given by;Efficiency, η = output power / input powerOn full load, output power = input powerFrom the short circuit test, the copper losses = Wsc = 600 W and this is at normal voltage (230 V)From the open circuit test, the iron losses = W0 = 300 W and this is at normal voltage (230 V)Now, the full load current can be calculated as follows;Full load current, Ifl = Transformer rating / (√3 * LV)Where;LV = low voltage side voltage = normal voltage / transformation ratio = 230 V / 20 = 11.5 VTherefore;Ifl = 50 × 10^3 / (√3 × 11.5 V)Ifl = 2295.94 AAt 20% overload, the current drawn, I2 = 1.2 × 2295.94 A = 2755.12 AAt 85% power factor;True power = apparent power × power factor = 50 × 10^3 × 0.85 = 42,500 WApparent power, S = √3 × LV × Ifl = √3 × 11.5 × 2295.94S = 71,059.92 VAThe full load efficiency is calculated using the formula;η = output power / input power = (output power) / (output power + copper losses + iron losses)On full load, output power = input power, therefore;ηfl = output power / input power = output power / (output power + copper losses + iron losses)ηfl = 50 × 10^3 / (50 × 10^3 + 300 + 600)ηfl = 96.61%At 20% overload, the efficiency of transformer can be calculated as follows;η2 = (true power / apparent power) / [1 + (copper losses / (apparent power)^2)]From the data given;Copper losses = Wsc = 600 WApparent power, S = 71,059.92 VACurrent, I2 = 2755.12 APower factor = 0.85Therefore;η2 = (42,500 / 71,059.92) / [1 + (600 / (71,059.92)^2)]η2 = 0.6698 or 66.98%Therefore, the efficiency of transformer when it operates at 20% overload and 85% power factor is 66.98%.