A) Let's use the slope-intercept form of a linear equation: $y = mx + b$, where $m$ is the slope and $b$ is the y-intercept.
We know that when the number of minutes used is 320, the monthly cost is $166$. So we can plug those values into the equation and solve for $b$:
$166 = 320m + b$
We also know that when the number of minutes used is 520, the monthly cost is $246$. So we can plug those values into the equation and solve for $b$ again:
$246 = 520m + b$
Now we have two equations with two unknowns:
$166 = 320m + b$
$246 = 520m + b$
We can subtract the first equation from the second equation to eliminate $b$:
$246 - 166 = 520m + b - (320m + b)$
$80 = 200m$
$m = \frac{80}{200} = 0.4$
Now we can plug $m$ into one of the original equations to solve for $b$:
$166 = 320(0.4) + b$
$b = 166 - 128 = 38$
So the equation that represents the monthly cost ($y$) based on the number of monthly minutes used ($z$) is:
$y = 0.4z + 38$
B) To find the monthly cost for 450 minutes, we can plug $z = 450$ into the equation we just found:
$y = 0.4(450) + 38$
$y = 180 + 38$
$y = 218$
So the monthly cost for 450 minutes is $218.