Question

One prominent U.S. study found that when people face ____________ for their health insurance, they consume about ________ medical care than people who have complete insurance.

- lower premiums and deductibles; one-quarter less
- moderate deductibles and copayments; one-third less
- higher premiums and deductibles; one-quarter more
- high deductibles and copayments; one-third more

Answer 1

The correct answer is: high deductibles and copayments; one-third more

According to the information provided, the study found that when people face high deductibles and copayments for their health insurance, they consume about one-third more medical care compared to people who have complete insurance. This suggests that higher out-of-pocket costs can lead to increased healthcare utilization.