Question

In comparison to consumer reports, which of the following describes a unique characteristic of investigative consumer reports?

A. They provide additional information from an outside source about a particular risk.
B. They provide information about a customer's character and reputation.
C. The customer has no knowledge of this action
D. The customer's associates, friends, and neighbors provide the reports data

Answer 1

Investigative consumer reports are characterized by including information about an individual's character and reputation, potentially sourced from interviews with associates, friends, and neighbors, which differ from typical consumer reports focused on quantitative data like credit history.

Step-by-step explanation:

In comparison to consumer reports, a unique characteristic of investigative consumer reports is that they provide information about a customer's character and reputation. Unlike usual consumer reports, which might detail a consumer's credit history or purchasing habits, investigative consumer reports typically delve deeper. They may include interviews with associates, friends, and neighbors to gather data about the individual's lifestyle, character, and general reputation, which might be used by employers, landlords, or insurers for background checks or assessments.

Investigative consumer reports are a distinct form of a personal report as they can contain subjective opinions from people that know the subject, thus adding a layer of qualitative information that is not found in the more standardized consumer reports. It's also notable that consumers must be notified that an investigative consumer report is being conducted and have legal rights to access and dispute the information provided within these reports.

Answer 2

The distinctive feature of investigative consumer reports is that B) they provide information about a person's character and reputation. Case study results are typically not generalizable.

Step-by-step explanation:

The unique characteristic of investigative consumer reports compared to consumer reports is B. They provide information about a customer's character and reputation.

Investigative consumer reports go beyond basic credit history and financial information to include details about a person's character, general reputation, personal characteristics, and mode of living.

These are typically obtained through personal interviews with neighbors, friends, or associates. Unlike traditional consumer reports, these may offer a more subjective view of an individual's personal information.

When referring to case study results, b. Its results are not generally applicable is the correct description. Case studies provide in-depth analysis of a specific individual, group, situation, or event. They are highly detailed and contextual, but because they focus on one specific case, their results cannot be generalized to a broader population.

In terms of research and gathering information, compared to primary research like surveys or interviews, secondary data is advantageous due to its nonreactive nature. It does not require direct contact with subjects and therefore doesn't influence or alter the behavior of those being studied.