This statement contains two separate ideas, so I will address each one separately:
1. Democracy is a matter of how governments are chosen and to who they are answerable.
This idea is generally true. Democracy is a form of government in which power is held by the people, either directly or through elected representatives. This means that the people have a say in how the government is chosen, and the government is accountable to the people. In a democratic system, citizens have the right to vote, express their opinions, and participate in the decision-making process. The concept of democracy is based on the idea of equality, where everyone has an equal say and an equal opportunity to participate in government.
2. The term liberal was coined in Spain in the to describe the opponents of the absolutism of the Spanish monarch.
This statement is partially true. The term "liberal" has been used to describe a range of political and social movements throughout history. In the context of Spain, the term "liberal" was used during the early 19th century to describe those who opposed the absolutism of King Ferdinand VII. These liberals believed in the principles of individual freedom, free trade, and limited government. They sought to limit the power of the monarchy and increase the power of the parliament. The term "liberal" has since been used to describe a wide range of political ideologies, from classical liberalism to social liberalism.