Answer: If an attorney is negotiating loan terms for a client, they may not be exempt from the Military Lending Act (MLA) unless they are directly providing legal assistance related to the loan for someone in the military. The MLA has certain rules to protect service members and their families when it comes to loans. While there are exemptions for specific situations, simply negotiating loan terms as an attorney may not qualify for those exemptions. It's important for attorneys and their clients to understand the MLA and make sure they follow the rules.
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