Employer-sponsored disability plans supplement legally required benefits established by the Employee Retirement Income Security Act (ERISA). ERISA is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. ERISA requires employers to provide certain information to plan participants, including plan features and funding, as well as establish minimum standards for participation, vesting, benefit accrual, and funding. ERISA also sets standards for fiduciary responsibility and provides participants with access to information and remedies if their rights are violated. Many employers choose to offer disability plans in addition to the legally required benefits established by ERISA to provide additional coverage and support for their employees.