In the 20-60-20 budgeting model, 20% of your net income should go towards saving and investing for the future. 60% should go towards your daily expenses, such as housing, utilities, food, transportation, and healthcare. The remaining 20% can be used for discretionary spending, such as entertainment, dining out, vacations, or any other non-essential expenses.
Given that your net income is $3,750 per month, you should aim to save $750 (20% of $3,750) per month, spend $2,250 (60% of $3,750) on your essential expenses, and have $750 (20% of $3,750) left over for your discretionary spending.
It's important to note that this budgeting model is a general guideline and may not work for everyone. You may need to adjust the percentages based on your personal financial situation, goals, and lifestyle.