Answer:
167925
Explanation:
Liabilities are things that he owes.
Home value is an asset (not a liability).
Mortgage is a liability (he owes!).
Credit card balance is a liability (he has to pay that much).
Owned equip is owned (asset).
Car value is an asset.
Investments are assets.
The kitchen loan is a liability (he has to pay that back).
So add up those liabilities: Mortgage + credit card + kitchen loan
149367+6283+12275 = 167925