Question

1. Which must be true to receive government flood insurance?

○The home must be built on a flood plain.
○The city must take steps to reduce flood damage.
○The area must flood less than once every 100 years.
○ There must be more than $200,000 of damage. ​

Answer 1

To receive government flood insurance, the following must be true:

○ The city must take steps to reduce flood damage.

In the United States, this is managed by the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA). To be eligible for flood insurance through the NFIP, a community must participate in the program and adopt and enforce floodplain management regulations to reduce the risk of flood damage. These regulations ensure that new development and substantial improvements to existing structures in the community are designed and constructed to minimize flood damage.