Answer:
Latina and Asian older women are among the least likely groups to receive Social Security benefits in part because they are more likely to work in low-wage jobs and to have limited access to employer-sponsored retirement plans. Social Security benefits are based on a worker's earnings history, so individuals who earn lower wages over the course of their careers will receive lower benefits in retirement. Additionally, many Latina and Asian older women work in sectors of the economy that are less likely to offer retirement benefits, such as service and hospitality jobs.
Furthermore, many Latina and Asian older women face language and cultural barriers that can make it difficult for them to navigate the Social Security system and to understand their eligibility for benefits. Some may be unaware of the benefits they are entitled to, or they may face challenges in completing the necessary paperwork or communicating with Social Security staff.
These factors, among others, contribute to the disparities in Social Security receipt among different demographic groups. Efforts to address these disparities might include increasing the minimum wage, expanding access to retirement savings plans, and providing language and cultural support for those navigating the Social Security system.