Answer:
The Panic of 1907 was a financial crisis that occurred in the United States in October 1907. The crisis was triggered by the failure of the Knickerbocker Trust Company, a New York trust company, which set off a chain reaction of bank failures and temporarily closed the New York Stock Exchange. The Panic of 1907 convinced many Americans that the banking system was outdated and needed reform. This led to the creation of the Federal Reserve System in 1913, which aimed to provide a more stable and flexible monetary system in the United States.
Therefore the answer is B. 1907.