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Margo borrows $600, agreeing to pay it back with 6% annual interest after 6 months. How much interest will she pay?

User Buddahbrot
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If Margo borrows $600 and agrees to pay it back with 6% annual interest after 6 months, then the amount of interest she will pay can be calculated using the simple interest formula:

I = P * r * t

where:
I = interest
P = principal (the amount borrowed)
r = annual interest rate (as a decimal)
t = time (in years)

Since Margo is paying back the loan after 6 months, or half a year, we need to divide the annual interest rate by 2 to get the rate for 6 months:

r = 6% / 2 = 0.06 / 2 = 0.03

Now we can plug in the values:

I = $600 * 0.03 * (6/12) = $9

Therefore, Margo will pay $9 in interest when she pays back the $600 loan after 6 months at 6% annual interest.
User Brad Campbell
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