Final answer:
Serafina should explore the setup of Health Savings Accounts for her employees to reduce deductible costs. To communicate new healthcare program details, a multi-media approach is most effective. Employees' compensation includes a portion for retirement and savings, inclusive of social insurance like Social Security and mandated insurance such as pension insurance and workman's compensation.
Step-by-step explanation:
As a result of the changes in healthcare insurance, Serafina should investigate setting up Health Savings Accounts (HSAs) for her employees to reduce the cost of an employee's monthly deductibles. Employees will have a pre-tax savings account into which they can distribute money tax-free to pay for medical bills. To communicate information about the new healthcare insurance program to employees, the company should use multiple types of media, such as in person, on paper, and online. This approach ensures that information is disseminated widely, allows for immediate questions and answers, and provides documentation for future reference.