The term that is referred to as meeting the needs of the present without jeopardizing the future is "sustainability."
Sustainability is the ability to maintain and support the needs of the present without compromising the ability of future generations to meet their own needs. This involves managing natural resources and the environment in a way that ensures their availability for future generations.
Option (A) "time value of money" is a financial concept that relates to the idea that money is worth more today than in the future due to its potential to earn interest or be invested. Option (B) "volatility" refers to the degree of variation of an asset's price over time. Option (D) "diversification" is an investment strategy that involves spreading investments across different assets to reduce risk.