Question

Can you please find the main idea

7. As young Americans mature into adults; they are tempted by the allure of easy
credit. Credit card companies attempt to ensnare young people by giving away
"free" headphones or sports towels in return for completing credit applications.
Many of these young people go on to accumulate debt through undisciplined
spending. They pay much more than the original loan because they are charged a
high rate of interest and it takes them years to repay their debts. It is best to avoid
this debt prison altogether.

Answer 1

The main idea of this passage is that young Americans are tempted by easy credit, which can lead to undisciplined spending and accumulation of debt. The passage advises that it is best to avoid this debt trap altogether

Answer 2

A paraphrase of the main idea: Credit card debt might seem like an easy way to get "free money" but the consequences of getting loans can damage one for a lifetime.

A main idea from the text: It is best to avoid this debt prison altogether, by avoiding credit card debt.

I hope this is what you are looking for.