Question

Under pressure to open new accounts, a bank employee creates savings accounts in the names of current customers. The accounts are small, and a fee is deducted from their current accounts to cover the new savings. This allows the employee to show 100 new accounts opened for the month and nets the bank $1000 in fees. What kind of crime is this an example of?

individual occupational crime
professional occupational crime
state authority occupational crime
organizational occupational crime

Answer 1

This is an example of organizational occupational crime, where an individual within the organization (in this case, a bank employee) commits a criminal act to benefit the organization (in this case, creating new savings accounts to meet quotas and generate fees). The employee is using their position within the organization to carry out the illegal activity, and the organization benefits from the resulting profits.