Question

In the event of a claim under a commercial general liability policy, the insured has all the following duties to the insurer EXCEPT

A) Submitting to a medical exam when requested
B) Providing prompt written notice of any claim or suit actually filed against the insured
C) Furnishing the insurer with copies of any demands, notices, or other legal papers received in connection with a claim or suit
D) Assisting the insurer upon request in the enforcement of any right against any person or organization that may be liable to the insured.

Answer 1

The insured's duties in a commercial liability policy include notifying the insurer of claims and assisting with legal processes, but not submitting to a medical exam as that is more relevant to health or life insurance.

Step-by-step explanation:

The question refers to the duties of the insured under a commercial general liability insurance policy in the event of a claim. The insured's duties typically include providing prompt written notice of any claims or suits, furnishing the insurer with necessary legal documents related to the claim, and aiding the insurer in enforcing rights against third parties that may be liable. However, submitting to a medical exam is not generally a duty under a liability policy, as this would be more applicable to health or life insurance policies.