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All of the following conditions must exist for injury or damage to be included in the products and completed operations hazard of a commercial general liability policy EXCEPT

A) The injury or damage must arise out of the insured's product or work.
B) The injury or damage must occur after the insured has released physical possession of the product to another
C) The injury or damage must occur within 90 days after the insured's work is completed
D) The injury or damage must occur away from the insured premises.

1 Answer

4 votes

Final answer:

The condition that the injury or damage must occur within 90 days after the insured's work is completed is not a requirement for coverage under the products and completed operations hazard in a commercial general liability policy.

Step-by-step explanation:

The condition that must not exist for injury or damage to be included in the products and completed operations hazard of a commercial general liability policy is C) The injury or damage must occur within 90 days after the insured's work is completed. This is not a requirement for coverage under the products and completed operations hazard. The actual conditions that must be met are that the injury or damage arises out of the insured's product or work, occurs after the insured has released possession of the product to another, and occurs away from the insured premises. These conditions are designed to protect businesses from liability claims that may arise after a product has been sold or work has been completed and delivered to the client.

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