Final answer:
Loss of income is not a major coverage in a standard homeowners insurance policy, which usually includes coverages for dwelling and personal property damages.
Step-by-step explanation:
The question pertains to the types of coverages typically included in a standard homeowners insurance policy. Among the coverages listed, Loss of income is not a major coverage typically included in these policies. A standard homeowners insurance policy usually includes coverages for the dwelling, which pays out when the dwelling is damaged or burglarized, and personal property, offering protection for possessions inside the home that might be stolen or damaged. This is distinct from other kinds of insurance such as health insurance, car insurance, and life insurance, which have their specific conditions for when they pay out.