Question

Glass breakage coverage does not include:

a) Storm windows and doors
b) Buildings under construction or vacant even if permission for construction or vacancy has been given by the insurer.
c) Insured's rented dwelling.
d) Detached private structures.

Answer 1

Glass breakage coverage usually excludes certain types of property and conditions, such as buildings under construction or vacant, even with the insurer's permission.

Step-by-step explanation:

The question concerns which scenarios are excluded from glass breakage coverage in an insurance policy. Glass breakage coverage typically does not include damage to certain types of property or under specific conditions. For example, damage to storm windows and doors might be covered, depending on the policy. However, buildings under construction or vacant buildings, even if the insurer has given permission for such states, are often excluded from coverage. Furthermore, an insured's rented dwelling may have coverage through a landlord's policy rather than the tenant's. Lastly, detached private structures, like a shed or garage not attached to the main dwelling, might not be covered or could require separate coverage.