Final answer:
Tight credit terms are indicative of a restrictive short-term financial policy. This policy reduces credit availability to manage the company's working capital and liquidity more effectively.
Step-by-step explanation:
An action indicative of a restrictive short-term financial policy would be a. Tight credit terms. Restrictive financial policies aim to reduce the amount of credit given to customers and control the levels of current assets. By implementing tight credit terms, a company is essentially reducing credit availability to customers which leads to less sales on credit, lower accounts receivable, and typically a reduced need for inventory investment due to slower sales. It is a means to improve liquidity and reduce the risk of bad debts.