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Guinness is considering two portfolios: 1) Portfolio A with a return of 14% and a standard deviation of 14%, and 2) Portfolio B with a return of 4% and a standard deviation of 7%. Assuming the correlation between A and B is 0.5, and he invests 70% in A and 30% in B, what range of returns should this portfolio produce 95% of the time?

a) Between 0% and 9%.
b) Between -6% and 26%.
c) Between 0% and 22%.
d) Between -11% and 33%.

User Ved Singh
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Final answer:

Guinness' combined portfolio, with 70% invested in Portfolio A and 30% in Portfolio B, should produce returns between approximately -11% and 33% with 95% confidence.

Step-by-step explanation:

To calculate the expected range of returns for the combined portfolio with 95% confidence, we need to compute the expected return and the standard deviation of the combined portfolio. For the expected return, we use the weighted average of the returns of Portfolio A and Portfolio B based on the percentage invested in each. The formula for expected return (E(R)) of the combined portfolio is:

E(R) = wA × RA + wB × RB

Where wA and wB are the weights (percentage of total investment) of portfolios A and B respectively, and RA and RB are the expected returns of portfolios A and B.

The weighted expected return of the combined portfolio is:

E(R) = 0.70 × 14% + 0.30 × 4% = 9.8% + 1.2% = 11%

Next, we calculate the standard deviation (σP) of the combined portfolio using the following formula:

σP = √[wA2 × σA2 + wB2 × σB2 + 2 × wA × wB × σA × σB × ρAB]

σP = √[0.49 × (0.14)2 + 0.09 × (0.07)2 + 2 × 0.7 × 0.3 × 0.14 × 0.07 × 0.5]

σP = √[0.009646 + 0.000441 + 0.002574] = √[0.012661] = 11.25%

To find the range for 95% of the returns, we need to calculate the range within approximately 1.96 standard deviations from the mean (the 95% confidence interval).

Range = [E(R) - 1.96×σP, E(R) + 1.96×σP]

Range = [11% - 1.96× 11.25%, 11% + 1.96× 11.25%]

Range = [-11.075%, 33.075%]

Therefore, 95% of the time, the combined portfolio should produce returns between approximately -11% and 33%. The answer is d) Between -11% and 33%.

User Fu
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