Question

Adam, age 48, and Mary, age 47, were married for 15 years when they divorced last year. Adam died this year. They have two young children, ages 10 and 12, who are cared for by Mary. Adam's 70-year-old mother, Sarah, also survived him. At the time of Adam's death, he was currently, but not fully, insured under Social Security. What benefits are Adam's survivors entitled to under the Social Security program?

A) A dependent parent's benefit
B) A lump-sum death benefit of $255
C) A children's benefit based on a percentage of Adam's primary insurance amount (PIA)
D) A surviving spouse benefit to take care of a dependent child

Answer 1

Adam's survivors, including his ex-spouse Mary and their two children, may receive Social Security benefits, while his mother Sarah could qualify for a dependent parent's benefit. A $255 lump-sum death payment is also available.

B) A lump-sum death benefit of $255

Step-by-step explanation:

Adam's survivors are entitled to several benefits under the Social Security program. Mary, as the surviving spouse caring for their dependent children, is eligible for a surviving spouse benefit to care for the children. The two children may receive a children's benefit, which is a percentage of Adam's Primary Insurance Amount (PIA). Adam's 70-year-old mother, Sarah, may be entitled to a dependent parent's benefit if she was dependent on Adam. Additionally, a lump-sum death benefit of $255 may also be payable to the surviving spouse or minor children.