Final answer:
GIB riders normally include a number of restrictions such as limits on coverage for pre-existing conditions and deductibles and co-pays.
Step-by-step explanation:
GIB riders normally include a number of restrictions, such as:
- Limits on coverage for pre-existing conditions
- Waiting periods for coverage to begin
- Exclusions for certain services or treatments
- Deductibles and co-pays
- Network restrictions
These restrictions help insurers manage costs and minimize risk, but they can also limit the options available to policyholders.