Final answer:
The term for a staged automobile accident with fraudulent intent is 'swoop and squat'. It involves the 'squat' car breaking hard after being cut off by the 'swoop' car, leading to an insurance claim against the victim's policy.
Step-by-step explanation:
The term for a staged automobile accident with fraudulent intent is swoop and squat. This scam involves multiple vehicles and drivers who are in on the fraud. The "squat" car positions itself in front of the victim's car, while the "swoop" car quickly cuts in front of the "squat" car, causing the "squat" car to brake hard. The unsuspecting victim is unable to stop in time and collides with the "squat" car. This scam typically results in insurance claims against the victim's policy for vehicle damage and fraudulent injury claims from the occupants of the "squat" car.