Final answer:
Deductibles, copayments, and coinsurance are costs typically associated with health insurance, not with variable life insurance policies. These costs are not deducted from variable life insurance premium payments or the policy's cash value.
Step-by-step explanation:
The question refers to the cash value of a variable life insurance policy and what costs may not be deducted from premium payments or the policy's cash value. Variable life insurance is a permanent life insurance policy with an investment component, which means that the cash value can fluctuate based on the investment's performance.
Typical costs associated with insurance policies include deductibles, copayments, and coinsurance. However, with variable life insurance, the premium payments go towards both the insurance coverage and the cash value, which can then be used by the policyholder for various purposes. Deductions from cash values or premium payments for variable life insurance policies do not typically involve deductibles, copayments, or coinsurance, as these are more commonly associated with health insurance policies.