Question

Bridges, piers, wharves and docks are initially excluded from the Building and Personal Property Coverage Form Primary because

Answer 1

Bridges, piers, wharves, and docks are initially excluded from the Building and Personal Property Coverage Form Primary because they are considered to be property in transit. They can be insured separately under a different coverage form or policy.

Step-by-step explanation:

Bridges, piers, wharves, and docks are initially excluded from the Building and Personal Property Coverage Form Primary because they are considered to be property in transit. This means that they are not permanently attached to the land or building and can be easily moved.

Additionally, the coverage form primary is designed to provide coverage for the building itself and its contents, rather than for structures that are not directly connected to it.

However, it's important to note that these structures can still be insured separately under a different coverage form or policy, depending on the specific insurance needs of the property owner.