Final answer:
To determine the age used for calculating group term life insurance in January 2012 for an employee born on April 15, 1974, subtract the birth year from 2012. As the employee has not yet had their birthday, they would be 37 years old in January 2012. The correct answer is C. 37.
Step-by-step explanation:
To calculate the age that would be used for calculating group term life insurance for January 2012 for an employee whose date of birth is April 15, 1974, we need to determine how old the employee was at the beginning of 2012. Since the employee was born in 1974, we can calculate their age in 2012 by subtracting the birth year from the year in question.
2012 - 1974 = 38 years
However, since the employee's birthday is on April 15, and we are calculating the age as of January 2012, the employee has not yet had their birthday in 2012. This means they would still be 37 years old in January 2012.
Therefore, the correct answer would be C. 37 years old.