Final answer:
Employees are trained to determine structured or suspicious transactions and know how to report them.
Step-by-step explanation:
Employees are often trained on how to determine structured or suspicious transactions in the context of financial regulations and anti-money laundering measures. They are taught to look for certain red flags that may indicate such transactions, such as unusually large transactions, frequent cash deposits, or transactions involving high-risk jurisdictions.
If an employee suspects a structured or suspicious transaction, they are typically required to report it to the appropriate authority within their organization, such as a compliance officer or a designated anti-money laundering officer.