Final answer:
The color of Nigel's skin, purple or otherwise, will not impact his credit score. Credit scores are calculated based on financial behavior, not personal characteristics.
Step-by-step explanation:
When it comes to assessing credit scores, credit bureaus and financial institutions look at a variety of financial factors. These include payment history, debt levels, length of credit history, types of credit used, and recent inquiries into one's credit report. Characteristics such as personal appearance, which include the color one's skin or clothing, play no role in the calculation of a credit score.
Therefore, the statement "Nigel is purple, this will not impact his credit score" is True. Credit scoring models are designed to predict financial risk based on credit behavior not on personal traits or physical characteristics. It's important for students to understand that credit scores are a reflection of financial responsibility and not of personal attributes.