Final answer:
Defaulting on child support payments can negatively impact your credit score, which is true. By paying bills on time, including child support, and responsibly managing your credit usage, you can improve your credit score.
Step-by-step explanation:
Defaulting on child support payments can indeed impact your credit, which is true. Failure to make these payments can result in the state reporting the overdue amount to credit bureaus, which can then affect your credit score negatively. A poor credit score can have several consequences, such as difficulty obtaining loans, higher interest rates, and challenges in securing housing.
Your credit score can be improved by paying all your bills on time, including child support payments, and by not using too much of the credit that is available to you. It is crucial to manage debts responsibly to maintain a healthy financial status.