Final answer:
Child support payments are not part of your credit score because they are not considered a form of credit or debt.
Step-by-step explanation:
The statement 'Child support payments (ordered by a judge) are part of your credit score' is False. Child support payments are not typically included in credit scores. A credit score is a numerical representation of an individual's creditworthiness, based on factors such as payment history, amounts owed, length of credit history, new credit, and types of credit used.
Child support payments are not considered in the calculation of credit scores because they are not a form of credit or debt. Child support is a legal obligation that parents pay to support their children after a divorce or separation. It does not involve borrowing money or making payments to a creditor.
Credit scores are used by lenders to assess the risk of lending money to individuals. They provide an indication of how likely a person is to repay debts based on their past credit behavior. Child support payments, being a legal obligation, do not factor into this assessment.